What kind of freedom is this? Does it mean freedom from money? i.e no more requirement of money? No, it means a kind of freedom where a person doesn’t have to think a lot to spend either on needs or wants irrespective of the money required. It is the real definition of financial freedom.

In the era of the 21st century are we literally financially independent, if no then why?

The countries are becoming more powerful. The economy is expanding drastically so, people are spending a lot on their needs and wants. Companies are earning a decent profit hence GDP is increasing and the number of start-ups is increasing. How all these things are taking place are these without having money? If not then why we individuals are still struggling with financial freedom.

The reason can be either not having more money or are not able to use money wisely if having. Both the situation is dangerous because not having more money will lead to not think about financial freedom and not available to use money wisely will force to reach poor financial freedom. But as the saying goes there is always a way just need to think wisely.

To get financial freedom one must follow the followings:


Every single person who so ever think about money or wealth must have more than one source of income. It should be in a passive nature. Because active income makes you work for money. But it is not possible to make it more than one source as it takes time and energy which are limited to the human. Passive income makes money to work for you irrespective of time and energy used by an individual. All possible various sources of income must be started earliest. Because dependence on any single income cause to become financially independent unless somebody is earning in millions or billions.


As the money comes from any various sources, pay off all the debts and liabilities on a priority basis. This element is so magnetic in nature that brings all the negative final aspects which drag and traps the debt holder which finally lead to becoming bankrupt. It was observed in the economy that the high debt company in the long term do not survive. It is because at the beginning the company was unable to pay on a regular expense.


On the other hand, It creates a good impact and helps in bringing good creditworthiness if timely repayment of debt is there. Means if in future it requires to raise funds then can be easily raised. But, it’s better to pay off at earliest for individuals, so that the majority of income won’t be trapped in the long term. And that can lead to becoming financially independent.


I don’t understand the majority of people say we should live in present and should not think about the future because that is uncertain. On the other hand, contradict by saying that we should also take the risk in life, but how does it sound taking the risk without a plan. This is the biggest problem why people lose money in the stock market. Because they don’t analyse and forecast while investing and when the money is loosed then spoil and blame the market.

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But a wise man always plans in advance regarding what, where, and when to invest. It can lead to financially independent because planning in advance makes more effective and disciplined to achieve any predefined goals and targets.


Nobody can escape from spending daily either necessarily or unnecessarily items via offline or online. It is because of having excess money and habitual of online shopping as the companies do use marketing strategies in such a way that people forget about the priority on spendings which is a truly bad habit. It can be cut off the uses which can be parked for saving or investment. Because now the small investors can also invest a minimum of ₹ 100 in mutual funds. We can be calculated even if it is saved ₹ 100 daily then in a month become ₹ 3000. It is a decent amount to start SIP in mutual funds then why to spend unnecessarily. If it creates more wealth from spending Then spend but spend for good.



Thinking positive about money doesn’t mean that it will be served in once pocket without implementing. The research says poor people think poorly about money that it can’t buy happiness, This changes the attitude of an individual and all. As to become successful in life it’s important to think positive, in the same way, it’s equally important to think positive about money so that can bring near to the financial freedom. The same thing has been proved in the book the Secret that what we think we attract, therefore make your money think positive and let it being Independence to you.

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A curiosity towards anything makes them do anyhow and at any cost. Now to be curious it’s equity relevant to know first the benefits of this so that one can be benefited a lot from that. One should think in a way that it can bring drastic change to their life. Because I think it can bring all the prosperity whatever is needed or required once the curiosity is crop up. Therefore it’s greatness in themselves to be curious in regards to the money which is important to run the pace of the 21st century.

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